Think You’re Covered Because You Have Life Insurance Through Work? Think Again.

Here’s something most people don’t realize until it’s too late 👇

Your employer-provided life insurance is typically Group-Term Life Insurance — and while it’s a great benefit, it’s often temporary and limited.

When you leave your job, retire, or get laid off — your coverage usually doesn’t go with you.

Most group policies only cover 1–2 times your salary — but the average family needs 10–12 times their annual income to stay financially secure.

And these plans almost never include living benefits — the kind that let you access funds while you’re still alive if you face a chronic, critical, or terminal illness.

So yes, you might have life insurance through work…
But ask yourself — what happens if you change jobs, or if your health changes before you can get your own policy?

Your family’s protection shouldn’t depend on your employer.

Life evolves — your protection should too. Let’s review what you currently have and make sure it truly protects you and your loved ones, not just while you’re working, but for life.